Low Rate Personal Loans for every possible situation
Simple Online Application
Complete our online application in less than 5 minutes
Fast Approvals
78% of all of our loans are approved same day and funded within 24-hours
Let us save you Money
After application, you will often receive your funds within 24-hours*
Industry Experts
The Financemi team has combined lending experience of over 30 years.
Personal Loans to cover nearly everything life can throw at you
Our goal is to make applying for a personal loan simple. Apply online in less than 5 minutes
We have direct access to 30+ Lenders
We know the lender policies, which makes sure you get choice and the best outcome possible
What our Customers Say
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Thank you, Michael. We could not be happier. You and the team helped us save so much!
Carly Fitzgerald -
Just wanted to say a huge thanks for taking care of everything for me
Jason Rodgers -
Just wanted to say huge thanks for taking care of everything for me. Off to Thailand we all go ... and yes will be eating a Pad Thai just like your advert haha
Maddy Meyers -
You ROCK! Thx for all of your patience
Danny -
MASSIVE Shoutout to Michael and the team. I am wrapped with everything. You delivered what you promised. See you next time we need money!!
Carl Matthews
Frequently Asked Questions
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Our personal loans range from $4,000 to $60,000, repayable between 18 months to 7 years to suit your budget.
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Minimum Loan term is 18 Months years and Maximum loan term is 7 years for Personal Loans
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You can use your personal loan for most purposes! This could be anything from a holiday, home improvements, household furnishings, car purchase or repairs, auto upgrades, debt consolidation, educational expenses, medical and cosmetic surgery, dental surgery, mortgage cost funding, vehicle deposit funding, and even a wedding, funeral or sporting equipment.
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We will review your application and contact you within 24 hours (excluding weekends and public holidays). If all goes well, the process from application to receiving the funds shouldn’t take longer than 3 working days.
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You can apply online and complete the online application in 10 minutes or less. Or you can apply over the phone (1300 815 462) by speaking with one of our Australian-based personal loan advisors.
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We offer flexible weekly or fortnightly repayment options via Direct Debit tailored around your pay cycle to assist with managing your budget.
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Our interest rates are tailored to your credit score. Your interest rate could range from 8.95% to 16.95%*.
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You need to complete the online application (Click Here) and in most cases all we need is your last 2 payslips and Identification, such as a copy of your driver’s license. If there is any other requirements we will let you know.
Calculate my Personal Loan Repayments
A Member of AFG Ltd, Australian Credit Licence 389087
Copyright © 2018 Financemi | All rights Reserved
IMPORTANT INFORMATION
Lender Approved applicants only. Terms, conditions, fees, and charges apply. All applications are subject to lending and approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms range from 18 months to 7 years. Interest rates range from 9.95%pa (11.42%pa comparison rate) to 29.99%pa and are dependent on your Risk Profile.
*Comparison rates are based on a loan of $30,000 over 5 years.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 9.95%pa (11.42%pa comparison rate), would estimate to a minimum total amount payable of $38,485 via the weekly payment option (including a $395 establishment fee and $13 per month administration fee). Rates are subject to change and are dependent on the Lender engaged for your product. This is a general guide only.
Simple Online Application
Complete our online application in less than 5 minutes
Fast Approvals
78% of all of our loans are approved same day and funded within 24-hours
We save you Money
After application, you will often receive your funds within 24-hours*
Industry Experts
The Financemi team has combined lending experience of over 30 years.
Start by Calculating your Personal Loan Repayments
*Without affecting your Credit Score
Frequently Asked Questions
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Our unsecured personal loans range from $4,000 to $40,000, repayable between 18 months to 7 years to suit your budget. With Security, we can provide funding up to $100,000
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Minimum Personal Loan term is 18 Months years and Maximum Personal loan term is 7 years
-
You can use your personal loan for most purposes! This could be anything from a holiday, home improvements, household furnishings, car purchase or repairs, auto upgrades, debt consolidation, educational expenses, medical and cosmetic surgery, dental surgery, mortgage cost funding, vehicle deposit funding, and even a wedding, funeral or sporting equipment.
-
We will review your personal loan application and contact you within 24 hours (excluding weekends and public holidays). If all goes well, the process from application to receiving the funds shouldn’t take longer than 3 working days.
-
You can apply online and complete the online application in 10 minutes or less. Or you can apply over the phone (1300 815 462) by speaking with one of our Australian-based personal loan advisors.
-
We offer flexible weekly or fortnightly repayment options via Direct Debit tailored around your pay cycle to assist with managing your budget.
-
Lenders interest rates are tailored to your credit score. Your interest rate could range from 9.95% to 16.95%*.
-
You need to complete the online application (Click Here) and in most cases all we need is your last 2 payslips and Identification, such as a copy of your driver’s license. If there is any other requirements we will let you know.
-
Unfortunately we cannot assist clients who have poor credit. If you wish to discuss your poor credit please contact us, we are happy to offer advice.
Get Started Now
A Member of AFG Ltd, Australian Credit Licence 389087
Copyright © 2018 Financemi | All rights Reserved
IMPORTANT INFORMATION
Lender Approved applicants only. Terms, conditions, fees, and charges apply. All applications are subject to lending and approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms range from 18 months to 7 years. Interest rates range from 9.95%pa (11.42%pa comparison rate) to 29.99%pa and are dependent on your Risk Profile.
*Comparison rates are based on a loan of $30,000 over 5 years.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 9.95%pa (11.42%pa comparison rate), would estimate to a minimum total amount payable of $38,485 via the weekly payment option (including a $395 establishment fee and $13 per month administration fee). Rates are subject to change and are dependent on the Lender engaged for your product. This is a general guide only.