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Personal finance has changed

get the finance you deserve today and 100% online

*Does not affect your credit score

Great rates. No obligation

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Great personal rates

Our job is simple; Get you the funds you need, when you need it and at the best rate in the market. 

With access to the lowest Personal Loan Rates in Australia, we have nothing but great deals from all the lenders you know and trust. 

No Obligations

We will find you the absolute best rate possible based on your credit score. 

It is completely up to you whether or not you accept the rate and terms. Not happy, there is no fee to walk away. 

*Does not affect your credit score

Any purpose

We have lenders that can assist for any worthwhile purpose. 

Have some tax you need to pay out, complete some home improvements or consolidate some loans and credit cards? we can assist

Let’s compare apples with apples

Our job is to get our clients the lowest rates possible, based on your credit score.

93% of all quotes we receive for our clients, are below that of the major banks. 

With rates starting at 5.95%* p/a it is in your best interest to help us get you a better deal. 

*Does not affect your credit score

  • 5.95%*
  • 13.50%*
  • 11.99%*
  • 12.69%*
  • 12.45%*

*Rates as of 1st August 2020. The rates are based on the advertised rates of the major lenders vs rates obtained by the team at www.financemi.com.au for their clients. The rates assume applicants with strong credit.

how it works.

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step 1.

Super-fast Application

100% online application, takes just seconds to make an enquiry. 

0-10 MINUTES - 255
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step 2.

Application review

Apply today and often receive an answer within 24 hours. 

1 - 24 Hours - 255
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step 3.

Funds transferred

90% of customers receive their funds within 48 hours . 

24 - 48 Hours - 255

*does not affect your credit score

stars-4.5 (1)

rated excellent – 4.7 out of 5.

this is what people are saying;

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simple and fast.

I want to thank you for making this process easy and simple to understand. 

I thought it was going to be very difficult to have a loan accepted after my bank knocked me back but you managed to get it done within days. 

I will definitely pass on your details to anyone I know

Thank you

A Alet.

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Verified - Trans

absolutely awesome.

Absolutely awesome, can not thank Cameron enough for everything he has done, we had a complicated situation but nothing was to hard, quick response either by phone or email, quick and easy process.

If your looking for a loan give these guys a go, highly recommended

John.

HS Adjusted 400 x 400
Verified - Trans

professionalism at it’s best.

I started my initial contact on a Friday afternoon and the loan was settled on Monday afternoon.

Michael Lim set the requirements out in crystal clear terms, followed up with a call (no beating around the bush).

The loan was approved with a super competitive interest rate. Great experience and outcome!

Thank you Mr Lim!

M Ramasubramania.

see more fully verified reviews – click here

in funding to date;

  • $
  • years
  • Estimated repayment amounts:

  • Weekly
  • Fortnightly
  • Monthly

Calculate your repayments.

It’s a great idea to have some sense of what your loan repayments will be.

At financemi, we are all about transparency and making sure that our clients get the best deal possible, that matches their affordability.

Common questions and more;

  • The maximum you can borrow is dependent on your credit file, as well as your ability to repay the loan* 

    Loan amounts are typically from $5,000 to $50,000 unsecured or higher with some security (car or motorbike), typically the maximum secured loan is $70,000

    Loan amounts are subject to your credit file score and a number of other factors, but we will take care of all of that for you. 

*does not affect your credit score

or send us your mobile number and we will contact you;

*will not affect your credit score

IMPORTANT INFORMATION

All applications are Approved by the lenders in full. Terms, conditions, fees and charges apply and will be advised upfront or within any loan compliance documents. All applications are subject to the lenders approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms generally range from 18 months to 7 years. Interest rates range from lender, however start from an indicative 6.49%pa to 22.95%pa 

*Comparison rates are based on a loan of $30,000 over 5 years.

WARNING: Comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 8.95%pa (10.56%pa comparison rate), would estimate to a minimum total amount payable of $38,610 via the weekly payment option (including a $495 establishment fee and $13 per month administration fee). Rates are subject to change and advertised by the lenders directly

*Please also note that an application with Financemi does not affect your credit score, however upon formal submission to a lender you will be subject to credit review and submission to the industry reporting body.

© 2018 Financemi Group Pty Ltd ABN 40 627 585 175. A Member of AFG Ltd, Australian Credit Licence 389087. www.financemi.com.au is fully owned and operated by Financemi Group Pty Ltd

Personal loans have changed

get the personal loan you deserve today

*Does not affect your credit score

Great rates. No obligation

5.95% - Cropped - Transparent

Unbelievable Rates

Our job is simple; Get you the funds you need, when you need it and at the best rate in the market. 

With access to the lowest Personal Loan Rates in Australia, we have nothing but great deals from all the lenders you know and trust. 

abstract

No Obligations

We will find you the absolute best rate possible based on your credit score. 

It is completely up to you whether or not you accept the rate and terms. Not happy, there is no fee to walk away. 

abstract (1)

Any purpose

We have lenders that can assist for any worthwhile purpose. 

Have some tax you need to pay out, complete some home improvements or consolidate some loans and credit cards? we can assist

*Does not affect your credit score

Let’s compare apples with apples

93% of all quotes we receive for our clients, are below that of the major banks. 

With rates starting at 5.95%* p/a it is in your best interest to help us get you a better deal. 

  • 5.95%*
  • 13.50%*
  • 11.99%*
  • 12.69%*
  • 12.45%*

*Rates as of 1st August 2020. The rates are based on the advertised rates of the major lenders vs rates obtained by the team at www.financemi.com.au for their clients. The rates assume applicants with strong credit.

*Does not affect your credit score

Get the funds, when you need it!

We have been in Finance for 40 + Years and are Australia’s leading Personal Loan Broker

This just means that we have access to all the lenders you know and trust, as well as some you may never heard of

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Calculate repayments!

  • $
  • years
  • Estimated repayment amounts:

  • Weekly
  • Fortnightly
  • Monthly

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Personal loans with all the options you need

Loans from $4,000 to $70,000

Additional Repayments

$0 to Low Early Repayment Fees

Loan terms from 2 to 7 Years

Interest Rates start at 8.95% p/a*

Unsecured and Secured Options

Self Employed Lite Doc Options

Flexible Repayment Options

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How it Works:

one

Complete our no obligation application in 2 Minutes

two

We call to discuss your options within 2-Hours

three

Your loan settles and you get the funds

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Do You Qualify?

You must have regular Income from a Job or your Business

We can’t help with bad credit or credit scores below 500

Not currently Bankrupt or under part IV debt agreement 

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We love client feedback

Simple & Fast

I want to thank you for making this process easy and simple to understand. 

I thought it was going to be very difficult to have a loan accepted after my bank knocked me back but you managed to get it done within days. 

I will definitely pass on your details to anyone I know

Thank you

A Alet

Awesome Result

My wife and I have really been blown away by such a quick turn around time ending in a such a great result.

We cannot still believe it. My wife was like wow wow wow! That was quick!

We are really really grateful and we cannot thank you enough for such an amazing and one of a kind customer service!

O-Kumah

Click “here” for more reviews

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Do you have more questions?

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Have more questions? click to chat live

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IMPORTANT INFORMATION

All applications are Approved by the lenders in full. Terms, conditions, fees and charges apply and will be advised upfront or within any loan compliance documents. All applications are subject to the lenders approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms generally range from 18 months to 7 years. Interest rates range from lender, however start from an indicative 8.95%pa to 22.95%pa 

*Comparison rates are based on a loan of $30,000 over 5 years.

WARNING: Comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 8.95%pa (10.56%pa comparison rate), would estimate to a minimum total amount payable of $38,610 via the weekly payment option (including a $495 establishment fee and $13 per month administration fee). Rates are subject to change and advertised by the lenders directly

*Please also note that an application with Financemi does not affect your credit score, however upon formal submission to a lender you will be subject to credit review and submission to the industry reporting body.

 

© 2018 Financemi Group Pty Ltd ABN 40 627 585 175. A Member of AFG Ltd, Australian Credit Licence 389087. www.financemi.com.au is fully owned and operated by Financemi Group Pty Ltd