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Personal finance has changed

get the finance you deserve today and 100% online

*Does not affect your credit score

Great rates. No obligation

5.95% - Cropped - Transparent
abstract
abstract (1)

Great personal rates

Our job is simple; Get you the funds you need, when you need it and at the best rate in the market. 

With access to the lowest Personal Loan Rates in Australia, we have nothing but great deals from all the lenders you know and trust. 

No Obligations

We will find you the absolute best rate possible based on your credit score. 

It is completely up to you whether or not you accept the rate and terms. Not happy, there is no fee to walk away. 

*Does not affect your credit score

Any purpose

We have lenders that can assist for any worthwhile purpose. 

Have some tax you need to pay out, complete some home improvements or consolidate some loans and credit cards? we can assist

Let’s compare apples with apples

Our job is to get our clients the lowest rates possible, based on your credit score.

93% of all quotes we receive for our clients, are below that of the major banks. 

With rates starting at 5.95%* p/a it is in your best interest to help us get you a better deal. 

*Does not affect your credit score

  • 5.95%*
  • 13.50%*
  • 11.99%*
  • 12.69%*
  • 12.45%*

*Rates as of 1st August 2020. The rates are based on the advertised rates of the major lenders vs rates obtained by the team at www.financemi.com.au for their clients. The rates assume applicants with strong credit.

Great service.

Customer Reviews for offer Page - Cropped and Trans

*Does not affect your credit score

how we get moving.

#1bbbb4 TICK

step 1.

Super-fast Application

100% online application, takes just seconds to make an enquiry. 

#1bbbb4 TICK

step 2.

Application review

Apply today and often receive an answer within 24 hours. 

#1bbbb4 TICK

step 3.

Funds transferred

90% of customers receive their funds within 48 hours . 

0-10 MINUTES - 255
1 - 24 Hours - 255
24 - 48 Hours - 255

*does not affect your credit score

stars-4.5 (1)

rated excellent – 4.7 out of 5.

this is what people are saying;

HS Adjusted 300 x 300
Verified - Trans

simple and fast.

I want to thank you for making this process easy and simple to understand. 

I thought it was going to be very difficult to have a loan accepted after my bank knocked me back but you managed to get it done within days. 

I will definitely pass on your details to anyone I know

Thank you

A Alet.

HS Adjusted
Verified - Trans

absolutely awesome.

Absolutely awesome, can not thank Cameron enough for everything he has done, we had a complicated situation but nothing was to hard, quick response either by phone or email, quick and easy process.

If your looking for a loan give these guys a go, highly recommended

John.

HS Adjusted 400 x 400
Verified - Trans

professionalism at it’s best.

I started my initial contact on a Friday afternoon and the loan was settled on Monday afternoon.

Michael Lim set the requirements out in crystal clear terms, followed up with a call (no beating around the bush).

The loan was approved with a super competitive interest rate. Great experience and outcome!

Thank you Mr Lim!

M Ramasubramania.

see more fully verified reviews – click here

in funding to date;

  • $
  • years
  • Estimated repayment amounts:

  • Weekly
  • Fortnightly
  • Monthly

Calculate your repayments.

It’s a great idea to have some sense of what your loan repayments will be.

At financemi, we are all about transparency and making sure that our clients get the best deal possible, that matches their affordability.

Common questions and more;

  • The maximum you can borrow is dependent on your credit file, as well as your ability to repay the loan* 

    Loan amounts are typically from $5,000 to $50,000 unsecured or higher with some security (car or motorbike), typically the maximum secured loan is $70,000

    Loan amounts are subject to your credit file score and a number of other factors, but we will take care of all of that for you. 

*does not affect your credit score

or send us your mobile number and we will contact you;

*will not affect your credit score

IMPORTANT INFORMATION

All applications are Approved by the lenders in full. Terms, conditions, fees and charges apply and will be advised upfront or within any loan compliance documents. All applications are subject to the lenders approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms generally range from 18 months to 7 years. Interest rates range from lender, however start from an indicative 6.49%pa to 22.95%pa 

*Comparison rates are based on a loan of $30,000 over 5 years.

WARNING: Comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 8.95%pa (10.56%pa comparison rate), would estimate to a minimum total amount payable of $38,610 via the weekly payment option (including a $495 establishment fee and $13 per month administration fee). Rates are subject to change and advertised by the lenders directly

*Please also note that an application with Financemi does not affect your credit score, however upon formal submission to a lender you will be subject to credit review and submission to the industry reporting body.

© 2018 Financemi Group Pty Ltd ABN 40 627 585 175. A Member of AFG Ltd, Australian Credit Licence 389087. www.financemi.com.au is fully owned and operated by Financemi Group Pty Ltd

Personal loans have changed

get the personal loan you deserve today

*Does not affect your credit score

Great rates. No obligation

5.95% - Cropped - Transparent

Unbelievable Rates

Our job is simple; Get you the funds you need, when you need it and at the best rate in the market. 

With access to the lowest Personal Loan Rates in Australia, we have nothing but great deals from all the lenders you know and trust. 

abstract

No Obligations

We will find you the absolute best rate possible based on your credit score. 

It is completely up to you whether or not you accept the rate and terms. Not happy, there is no fee to walk away. 

abstract (1)

Any purpose

We have lenders that can assist for any worthwhile purpose. 

Have some tax you need to pay out, complete some home improvements or consolidate some loans and credit cards? we can assist

*Does not affect your credit score

Let’s compare apples with apples

93% of all quotes we receive for our clients, are below that of the major banks. 

With rates starting at 5.95%* p/a it is in your best interest to help us get you a better deal. 

  • 5.95%*
  • 13.50%*
  • 11.99%*
  • 12.69%*
  • 12.45%*

*Rates as of 1st August 2020. The rates are based on the advertised rates of the major lenders vs rates obtained by the team at www.financemi.com.au for their clients. The rates assume applicants with strong credit.

*Does not affect your credit score

how it works.

#1bbbb4 TICK

step 1.

0-10 MINUTES - 255

Super-fast Application

100% online application, takes just seconds to make an enquiry. 

#1bbbb4 TICK

step 2.

1 - 24 Hours - 255

Application review

Apply today and often receive an answer within 24 hours. 

#1bbbb4 TICK

step 3.

24 - 48 Hours - 255

Funds transferred

90% of customers receive their funds within 48 hours . 

*does not affect your credit score

stars-4.5 (1)

rated excellent – 4.7 out of 5.

this is what people are saying;

HS Adjusted 300 x 300
Verified - Trans

simple and fast.

I want to thank you for making this process easy and simple to understand. 

I thought it was going to be very difficult to have a loan accepted after my bank knocked me back but you managed to get it done within days. 

I will definitely pass on your details to anyone I know

Thank you

A Alet.

HS Adjusted
Verified - Trans

absolutely awesome.

Absolutely awesome, can not thank Cameron enough for everything he has done, we had a complicated situation but nothing was to hard, quick response either by phone or email, quick and easy process.

If your looking for a loan give these guys a go, highly recommended

John.

HS Adjusted 400 x 400
Verified - Trans

professionalism at it’s best.

I started my initial contact on a Friday afternoon and the loan was settled on Monday afternoon.

Michael Lim set the requirements out in crystal clear terms, followed up with a call (no beating around the bush).

The loan was approved with a super competitive interest rate. Great experience and outcome!

Thank you Mr Lim!

M Ramasubramania.

see more fully verified reviews – click here

in funding to date;

Common questions and more;

  • The maximum you can borrow is dependent on your credit file, as well as your ability to repay the loan* 

    Loan amounts are typically from $5,000 to $50,000 unsecured or higher with some security (car or motorbike), typically the maximum secured loan is $70,000

    Loan amounts are subject to your credit file score and a number of other factors, but we will take care of all of that for you. 

IMPORTANT INFORMATION

All applications are Approved by the lenders in full. Terms, conditions, fees and charges apply and will be advised upfront or within any loan compliance documents. All applications are subject to the lenders approval criteria. Settlement times may vary depending on circumstances. Loan repayment terms generally range from 18 months to 7 years. Interest rates range from lender, however start from an indicative 6.49%pa to 22.95%pa 

*Comparison rates are based on a loan of $30,000 over 5 years.

WARNING: Comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: An unsecured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 8.95%pa (10.56%pa comparison rate), would estimate to a minimum total amount payable of $38,610 via the weekly payment option (including a $495 establishment fee and $13 per month administration fee). Rates are subject to change and advertised by the lenders directly

*Please also note that an application with Financemi does not affect your credit score, however upon formal submission to a lender you will be subject to credit review and submission to the industry reporting body.

© 2018 Financemi Group Pty Ltd ABN 40 627 585 175. A Member of AFG Ltd, Australian Credit Licence 389087. www.financemi.com.au is fully owned and operated by Financemi Group Pty Ltd