rated excellent – 4.8 out of 5.

Small business loans from $5k to $300k
Fast, affordable small business loans to keep your business moving.
Personalised solutions to match your business needs

Small Business Loan
$5k – $300k
Quick access to a lump sum to cover one-off expenses or invest in your business.
- Borrow between $5,000 and $300,000
- Fixed term between 3 and 36 months
- Flexible repayments and early payout available
- Fast application and decision
- Funding possible in 24 hours
- Interest rates based on your business circumstances
*Does not affect your credit score

Business Line of Credit
$2k – $100k
Quick access to a lump sum to cover one-off expenses or invest in your business.
- Line of credit between $2,000 and $100,000
- Renewable 12-month term
- Only pay interest on what you use
- Fast application and decision
- Funding possible in 24 hours
- Interest rates based on your business circumstances
*Does not affect your credit score
A faster, easier approach to business lending.
Check if you qualify
If your monthly turnover is more than $6,000 and you have over 12 months trading history, you’re ready to go.
Apply in 30 Seconds
You need an active ABN, business bank account details & driver license details (plus business financials for loans over $150,000).
Get back to Business
With funding possible in 24-48 hours you can access cash and get back to business.
*does not affect your credit score
in funding to date;
Examples of how we help client’s.
Borrow more for your business with an unsecured business loan
Boost your cash flow, manage uncertainty or adapt and grow your business with a business loan of $2,000 to $300,000.
What could you business do with more of? Here are some popular reasons our client’s get a Business Loan:
*does not affect your credit score

rated excellent – 4.8 out of 5.
this is what people are saying;


simple and fast.
I want to thank you for making this process easy and simple to understand.
I thought it was going to be very difficult to have a loan accepted after my bank knocked me back but you managed to get it done within days.
I will definitely pass on your details to anyone I know
Thank you
A Alet.


absolutely awesome.
Absolutely awesome, can not thank Cameron enough for everything he has done, we had a complicated situation but nothing was to hard, quick response either by phone or email, quick and easy process.
If your looking for a loan give these guys a go, highly recommended
John.


professionalism at it’s best.
I started my initial contact on a Friday afternoon and the loan was settled on Monday afternoon.
Michael Lim set the requirements out in crystal clear terms, followed up with a call (no beating around the bush).
The loan was approved with a super competitive interest rate. Great experience and outcome!
Thank you Mr Lim!
M Ramasubramania.
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Complete our 30-Second Enquiry Form
Grow your business and manage your cash flow with an unsecured business loan. Get the working capital you need in your bank account in as little as one business day. Trusted by thousands of Australian small businesses.
Free to apply, no obligation, no financial statements.
Common questions and more;
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How fast will I get a decision?
Under normal circumstances, we can often provide a response in one hour – as long as you apply during standard business hours and allow us to use the advanced bank verification system link to instantly verify your bank information online. If you choose to upload copies of your bank statements we can provide a decision in as little as one business day.
How fast will I get the money?
Under normal circumstances, if you apply before 4pm on a business day and your application is approved, it is possible to have money in your account the next business day.
How much can I borrow?
The total amount of your loan will depend on the specific circumstances of your business. We consider a variety of factors to determine the health of your business and based on this information, Prospa may be able to provide you with funding. Our products offer funding up to $300,000.
*does not affect your credit score at this stage